Want An Extra 300? This Bank Account Offers A Competitive Apy And Welcome Bonus

There’s nothing you need to do other than meet any requirements needed to earn the bonus. If your bonus doesn’t arrive in the time frame you expect it to, you can contact Chase customer support by phone or visit a branch for help. The cash will appear in your account within 40 days after maintaining the balance of new money for 90 days from enrollment.

• Cash bonuses also help financial institutions bring in new customers and new deposits.
• This content has not been reviewed, approved or otherwise endorsed by any of these entities.
• After opening the account, you’ll need to receive at least 5,000 each month in direct deposits for the next seven consecutive months the account is opened.
• Lauren Graves is an educator-turned-editor specializing in personal finance content.

It’s ultimately up to you to decide how many bank accounts will work best for your situation. Banks value sticky depositors because they are less likely to move their funds around once they open an account. Bank bonuses are a very attractive tool for a bank to expand its sticky deposit base. Bank bonuses may continue to rise in popularity as interest rates hold steady in 2024. Banks may boost bonuses to attract “sticky” depositors without having to significantly raise APYs.

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U S Bank Smartly Checking And Standard Savings

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Best Bank Bonuses And Promotions

However, a bank must first offer a sign-up bonus to new money market customers in order to earn one. Because there are so many ways to earn a bank account bonus, you can pick and choose the accounts that you can earn one with easily. Just pay attention to whether the bank is FDIC insured, as that is an indicator of how safe the bank is in the event of a bank failure. Huntington Platinum Perks Checking is the bank’s premier consumer checking account, offering the ability to earn interest as well as features like credit and identity theft monitoring. Huntington Bank Perks Checking doesn’t offer a ton of features, but it does earn a little bit of interest.

What Is Considered A Direct Deposit?

No Chase promotion code is needed to activate or claim the 300 bonus offer. You do, however, have to be a new customer to get the bonus. Chase Bank promotions for existing customers may be limited to referral credits or credit card bonus offers. Chase Bank promotions are worth it if you’re looking for a full-service bank with a range of checking and savings products. Its checking account bonuses are competitive with many nationwide and online-only banks. Furthermore, most bonus requirements are easy to accomplish and either require making a certain number of transactions or setting up direct deposits totaling a specific amount.

This bonus offer is a good option if you want a checking account at one of the largest banks in the U.S. The checking account bonus is generous compared with the deposit requirement, especially when stacked against similar offers on our list. Open a new eligible Citi checking account and enroll in the offer at the Citibank bonus page . The deposits must total at least 1,500 and be made within 90 days of opening the account. Bank account bonuses can be a great way to earn a little extra cash on the side. While both accounts have a monthly maintenance fee, there are options to waive them.